1. Acceptance of Terms
‍
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and OneDosh inc ("Company," "we," "us," or "our") regarding your use of the OneDosh platform and related services.By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

2. Description of Services
‍
OneDosh provides a digital financial platform that enables users to:Send and receive payments globally using stablecoins and fiat currencies
Hold, convert, and manage multiple currencies in a unified wallet
Use virtual and physical payment cards for global spending
Access real-time exchange rates and transparent fee structures
Benefit from enhanced security and compliance features
Our services are subject to regulatory approval and may not be available in all jurisdictions.

3. Eligibility
‍
To use OneDosh inc services, you must:Be at least 18 years of age
Have legal capacity to enter into binding agreements
Reside in a jurisdiction where our services are available
Provide accurate and complete information during registration
Complete our identity verification process
Not be prohibited from using financial services under applicable laws
We reserve the right to refuse service to anyone at our sole discretion.

4. Account Registration and Verification
‍
4.1 Registration Process
To create an account, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.4.2 Identity Verification
We are required by law to verify your identity. You must provide valid government-issued identification and other documents as requested. Failure to complete verification may result in account limitations or closure.4.3 Account Security
You must immediately notify us of any unauthorized use of your account. We are not liable for losses resulting from unauthorized access due to your failure to maintain account security.

5. Acceptable Use Policy
‍
5.1 Permitted Uses
You may use OneDosh inc services for legitimate personal or business purposes, including but not limited to:International money transfers and remittances
Payment for goods and services
Currency exchange and conversion
Business-to-business transactions
5.2 Prohibited Uses
You may not use OneDosh inc services for:Illegal activities or transactions
Money laundering or terrorist financing
Fraud, scams, or deceptive practices
Gambling or betting activities (where prohibited)
Adult entertainment or illegal substances
Circumventing sanctions or embargoes
Any activity that violates applicable laws or regulations

6. Fees and Charges
‍
OneDosh inc charges fees for certain services, which will be clearly disclosed before you complete any transaction. Fees may include:Transaction fees for transfers and payments
Currency conversion fees
Card issuance and maintenance fees
ATM withdrawal fees
Premium service fees
All fees are non-refundable unless otherwise specified. We reserve the right to change our fee structure with 30 days' notice.

7. Transaction Limits and Restrictions
‍
We may impose limits on transaction amounts, frequency, and cumulative volumes based on:Your verification level and account status
Regulatory requirements in your jurisdiction
Risk management and fraud prevention measures
The type of transaction or service used
We may modify these limits at any time and will notify you of any changes that affect your account.

8. Privacy and Data Protection
‍
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

9. Compliance and Legal Requirements
‍
OneDosh inc operates in compliance with applicable financial regulations, including:Anti-Money Laundering (AML) laws
Know Your Customer (KYC) requirements
Counter-Terrorism Financing (CTF) regulations
Data protection and privacy laws
Consumer protection regulations
You agree to cooperate with our compliance procedures and provide any additional information or documentation we may require.

10. Intellectual Property Rights
‍
All content, features, and functionality of the OneDosh inc platform, including but not limited to text, graphics, logos, software, and design, are owned by OneDosh inc and protected by intellectual property laws.You may not copy, modify, distribute, sell, or lease any part of our services without our express written permission.

11. Disclaimers and Limitations of Liability
‍
11.1 Service Availability
While we strive to maintain continuous service availability, we do not guarantee uninterrupted access to our platform. Services may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control.11.2 Market Risks
Stablecoin and foreign exchange markets are volatile. You acknowledge and accept the risks associated with currency fluctuations and market movements.11.3 Limitation of Liability
To the maximum extent permitted by law, OneDosh inc shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

12. Account Termination
‍
Either party may terminate this agreement at any time. We may suspend or terminate your account immediately if:You violate these Terms or our policies
We suspect fraudulent or illegal activity
Required by law or regulatory authorities
You fail to complete identity verification
Upon termination, you remain liable for all outstanding obligations, and we will return any remaining funds in accordance with applicable laws.

13. Dispute Resolution
‍
We encourage users to contact our customer support team first to resolve any disputes. If a dispute cannot be resolved through customer support, it may be subject to binding arbitration in accordance with the rules of the jurisdiction where OneDosh inc is incorporated.You waive any right to participate in class action lawsuits or class-wide arbitration against OneDosh inc.

14. Governing Law
‍
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where OneDosh inc is incorporated, without regard to conflict of law principles.

15. Changes to Terms
‍
We may modify these Terms at any time. Material changes will be communicated through:Email notification to your registered address
Prominent notice on our website and app
In-app notifications
Continued use of our services after changes take effect constitutes acceptance of the modified Terms.

16. Contact Information
‍
If you have any questions about these Terms, please contact us:Email: legal@onedosh.comSubject Line: Terms and Conditions InquiryGeneral Support: hello@onedosh.comFor urgent legal matters, please mark your email as "URGENT" in the subject line.